Cash ISA Savings
1 Year Fixed Rate Cash ISA
All you need to know about the 1 Year Fixed Rate Cash ISA
Current rates
| Account balance | Gross* | Net** | AER*** | |
|---|---|---|---|---|
| Current rate effective from 15/08/08. | ||||
| £3,600 | 5.85% | -% | 5.85% | |
Previous rates
| Account balance | Gross* | Net** | AER*** |
|---|---|---|---|
| Current rate effective from 18/07/08. | |||
| £3,600 | 6.05% | -% | 6.05% |
2 Year Fixed Rate Cash ISA
All you need to know about the 2 Year Fixed Rate Cash ISA
Current rates
| Account balance | Gross* | Net** | AER*** | |
|---|---|---|---|---|
| Current rate effective from 15/08/08 | ||||
| £3,600 | 5.45% | -% | 5.45% | |
Previous rates
| Account balance | Gross* | Net** | AER*** |
|---|---|---|---|
| Current rate effective from 18/07/08 | |||
| £3,600 | 5.80% | -% | 5.80% |
5 Year Fixed Rate Cash ISA
If you don’t want to invest more than £3,600 in a stocks-and-shares-based ISA, then this option could be right for you. This tax-efficient savings account pays a fixed rate of interest for the first five years.
All you need to know about Fixed Rate Cash ISAs
Current rates
| Account balance | Gross* | Net** | AER*** | |
|---|---|---|---|---|
| Current rates effective from 15/08/08. | ||||
| £3,600 | 5.30% | -% | 5.30% | |
Previous rates
| Account balance | Gross* | Net** | AER*** |
|---|---|---|---|
| Current rates effective from 18/07/08. | |||
| £3,000 | 5.60% | -% | 5.60% |
Stakeholder Cash ISA
You can put away up to £3,600 and not pay a penny in tax on the interest your money earns and with no risk to your capital.
If you don’t want to invest more than £3,600 in a stocks and shares ISA, then this Cash ISA could be right for you.
All you need to know about the Stakeholder Cash ISA
Current rates
| Account balance | Gross* | Net** | AER*** | |
|---|---|---|---|---|
| Current rate effective from 24/04/08. |
||||
| £10 - £3,600 | 4.60% | -% | 4.60% | |
Previous rates
| Account balance | Gross* | Net** | AER*** |
|---|---|---|---|
| Current rate effective from 21/02/08. |
|||
| £10 - £3,600 | 4.85% | -% | 4.85% |
60 Day Notice Cash ISA
All you need to know about the 60 Day Notice Cash ISA
Current rates
| Account balance | Gross* | Net** | AER*** | |
|---|---|---|---|---|
| Current rate effective from 21/02/08. |
||||
| £18,000 & over | 5.50% | -% | 5.50% | |
Previous rates
| Account balance | Gross* | Net** | AER*** |
|---|---|---|---|
| Current rate effective from 21/02/08. |
|||
| £18,000 & over | 5.50% | -% | 5.50% |
Definitions
* Interest will be paid gross (that is before the deduction of income tax) to non-taxpayers subject to eligibility and the required registration. Otherwise interest will be paid after deduction of income tax at the appropriate rate. Please note that gross interest can only be paid to customers aged 16 or over if they are the named account holder.
** Net rates (that is after the deduction of income tax) shown are for illustrative purposes only. The interest you earn on this account will currently be taxed at the rate of 20%.
*** AER means Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.