Closed issue - Special accounts
Portfolio bonus bond (issue 1)
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Current rates effective from 24/04/08. The interest rate that we pay on this account may go up and down from time to time. The Portfolio Bonus Account is only available as part of an investment in the Portfolio Bonus Bond. (Minimum total investment in the Portfolio Bonus Bond is £10,000).
Minimum investment in the Portfolio Bonus Bond Account- £4,000 or up to 40% of your overall initial investment if higher.
|
| £4,000 and over |
3.65% |
2.92% |
3.65% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
Previous
rates effective from 21/02/08. The interest rate that we pay on this account may go up and down from time to time. The Portfolio Bonus Account is only available as part of an investment in the Portfolio Bonus Bond. (Minimum total investment in the Portfolio Bonus Bond is £10,000).
Minimum investment in the Portfolio Bonus Bond Account- £4,000 or up to 40% of your overall initial investment if higher. |
| £4,000 |
4.00% |
3.20% |
4.00% |
Portfolio bonus bond (issue 2)
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
Current rate effective from 24/04/08.
The interest rate that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (2nd issue) is only available as part of an investment in the Portfolio Bonus Bond. (Minimum total investment in the Portfolio Bonus Bond (2nd issue) is £10,000).
Minimum investment in the Portfolio Bonus Bond - £3,000 or up to 30% of your overall initial investment if higher. |
| £3,000 and over |
3.65% |
2.92% |
3.65% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
Previous
rates effective from 21/02/08.
The interest rate that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (2nd issue) is only available as part of an investment in the Portfolio Bonus Bond. (Minimum total investment in the Portfolio Bonus Bond (2nd issue) is £10,000).
Minimum investment in the Portfolio Bonus Bond - £3,000 or up to 30% of your overall initial investment if higher. |
| £3,000 and over |
4.00% |
3.20% |
4.00% |
Portfolio bonus bond (issue 3)
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Current rate effective from 24/04/08. Minimum investment - £2,000 or up to 20% of your overall initial investment in the Portfolio Bonus Bond if higher. The interest rate that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (3rd issue) was only available as part of an investment in the Portfolio Bonus Bond which was made up of 2 elements, an investment in the Society's Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £2,000 and over |
3.65% |
2.92% |
3.65% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
| Previous
rates effective from 21/02/08. Minimum investment - £2,000 or up to 20% of your overall initial investment in the Portfolio Bonus Bond if higher.
The interest rate that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (3rd issue) was only available as part of an investment in the Portfolio Bonus Bond which was made up of 2 elements, an investment in the Society's Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £2,000 and over |
4.00% |
3.20% |
4.00% |
Portfolio bonus bond (issue 4) - variable rate
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 24/04/08. Minimum investment - £3,000 or up to 30% of your overall initial investment in the Portfolio Bonus Bond if higher.
The interest rates that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (4th issue) is only available as part of an investment in the Portfolio Bonus Bond which is made up of 2 elements, a Society Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £25,00 and over |
4.65% |
3.72% |
4.65% |
| £10,000 - £24,999 |
4.15% |
3.32% |
4.15% |
| £3,000 - £9,999 |
3.65% |
2.92% |
3.65% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
| Previous rates effective from 21/02/07. Minimum investment - £3,000 or up to 30% of your overall initial investment in the Portfolio Bonus Bond if higher.
The interest rates that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (4th issue) is only available as part of an investment in the Portfolio Bonus Bond which is made up of 2 elements, a Society Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £25,000 and over |
5.00% |
4.00% |
5.00% |
| £10,000 - £24,999 |
4.50% |
3.60% |
4.50% |
| £3,000 - £9,999 |
4.00% |
3.20% |
4.00% |
Portfolio bonus bond (issue 5)
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 24/04/08. Minimum investment - £5,000 or up to 50% of your overall initial investment in Norwich Union's Portfolio if higher.
The interest rates that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (Issue 5) is only available as part of an investment in the Portfolio Bonus Bond which is made up of 2 elements, a Society Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £25,000 and over |
4.35% |
3.48% |
4.35% |
| £10,000 - £24,999 |
3.85% |
3.08% |
3.85% |
| £3,000 - £ 9,999 |
3.35% |
2.68% |
3.35% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
| Previous rates effective from 21/02/08. Minimum investment - £5,000 or up to 50% of your overall initial investment in Norwich Union's Portfolio if higher.
The interest rates that we pay on this account may go up and down from time to time.
The Portfolio Bonus Account (Issue 5) is only available as part of an investment in the Portfolio Bonus Bond which is made up of 2 elements, a Society Portfolio Bonus Account and an investment in Norwich Union's Portfolio Bond.
|
| £25,000 and over |
4.70% |
3.76% |
4.70% |
| £10,000 - £24,999 |
4.20% |
3.36% |
4.20% |
| £5,000 - £9,999 |
3.70% |
2.96% |
3.70% |
Quantum 14th issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 01/09/03. AER 4.50% assuming the account was opened on 1st September 2003 and held until 31st August 2008. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| Up to 31/08/04 |
3.50% |
2.80% |
4.50% |
| 01/09/04 - 31/08/05 |
4.00% |
3.20% |
4.50% |
| 01/09/05 - 31/08/06 |
4.50% |
3.60% |
4.50% |
| 01/09/06 - 31/08/07 |
5.00% |
4.00% |
4.50% |
| 01/09/07 - 31/08/08 |
5.50% |
4.40% |
4.50% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 15th issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 01/03/04. AER 4.94% assuming the account was opened on 1st March 2004 and held until 31st March 2009. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| Up to 31/03/05 |
4.00% |
3.20% |
4.94% |
| 01/04/05 - 31/03/06 |
4.40% |
3.52% |
4.94% |
| 01/04/06 - 31/03/07 |
4.90% |
3.92% |
4.94% |
| 01/04/07 - 31/03/08 |
5.40% |
4.32% |
4.94% |
| 01/04/08 - 31/03/09 |
6.00% |
4.80% |
4.94% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 16th issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 01/02/05. AER 4.75% assuming the account was opened on 1 January 2005 and held until 31 January 2010. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| Up to 31/01/06 |
4.00% |
3.20% |
4.75% |
| 01/02/06 - 31/01/07 |
4.25% |
3.40% |
4.75% |
| 01/02/07 - 31/01/08 |
4.50% |
3.60% |
4.75% |
| 01/02/08 - 31/01/09 |
5.00% |
4.00% |
4.75% |
| 01/02/09 - 31/01/10 |
6.00% |
4.80% |
4.75% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 17th Issue
Quantum 17th Issue is a savings scheme which offers the security of guaranteed rates that will rise over a fixed term. Further information
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 01/10/05. AER 4.37% assuming the account was opened on 1st October 2005 and held until 30th September 2010. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. |
| Up to 30/09/06 |
4.00% |
3.20% |
4.37% |
| 01/10/06 - 30/09/07 |
4.10% |
3.28% |
4.37% |
| 01/10/07 - 30/09/08 |
4.25% |
3.40% |
4.37% |
| 01/10/08 - 31/09/09 |
4.50% |
3.60% |
4.37% |
| 01/10/09 - 31/09/10 |
5.00% |
4.00% |
4.37% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 18th Issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 01/05/06. AER 4.60%. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| Up to 30/04/07 |
4.00% |
3.20% |
4.60% |
| 01/05/07 - 30/04/08 |
4.25% |
3.40% |
4.60% |
| 01/05/08- 30/04/09 |
4.50% |
3.60% |
4.60% |
| 01/05/09 - 30/04/10 |
4.75% |
3.80% |
4.60% |
| 01/05/10 - 30/04/11 |
5.50% |
4.40% |
4.60% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 19th Issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 01/04/2007. AER 5.50% assuming the account was opened on 1 April 2007 and held until 31 March 2012. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| 01/04/2007 - 31/03/2008 |
4.00% |
3.20% |
5.50% |
| 01/04/2008 - 31/03/2009 |
4.50% |
3.60% |
5.50% |
| 01/04/2009 - 31/03/2010 |
5.00% |
4.00% |
5.50% |
| 01/04/2010 - 31/03/2011 |
6.00% |
4.80% |
5.50% |
| 01/04/2011 - 31/03/2012 |
8.00% |
6.40% |
5.50% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
Quantum 20th Issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 01/10/07. AER 5.80% assuming the account was opened on 1st October 2007 and held until 30th September 2012. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). Limited issue, this account may be withdrawn at anytime. We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| 01/10/2007 - 30/09/2008 |
4.50% |
3.60% |
5.80% |
| 01/10/2008 - 30/09/2009 |
5.00% |
4.00% |
5.80% |
| 01/10/2009 - 30/09/2010 |
5.50% |
4.40% |
5.80% |
| 01/10/2010 - 30/09/2011 |
6.00% |
4.80% |
5.80% |
| 01/10/2011 - 30/09/2012 |
8.00% |
6.40% |
5.80% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
|
% |
% |
% |
Quantum 21st Issue
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rate effective from 21/02/08. AER 4.70% assuming the account was opened on 01st March 2003 and held until 28th February 2013. Minimum investment - £1,000. While the balance is below the minimum investment, the interest rate payable will be the same as that payable for our Investment Share account (excluding bonus interest rates) as varied from time to time (please call 0845 300 2511 for details). Limited issue, this account may be withdrawn at anytime. We also reserve the right to close the account if the minimum investment is not maintained. Key Features |
| 01/03/2008 - 28/02/2009 |
3.50% |
2.80% |
4.70% |
| 01/03/2009 - 28/02/2010 |
4.00% |
3.20% |
4.70% |
| 01/03/2010 - 28/02/2011 |
4.50% |
3.60% |
4.70% |
| 01/03/2011 - 29/02/2012 |
5.00% |
4.00% |
4.70% |
| 01/03/2012 - 28/02/2013 |
6.50% |
5.20% |
4.70% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
|
|
% |
% |
% |
Combination Bonus Savings Account
The security of a savings account with the medium to long-term growth potential of an investment bond. The Combination Bonus Bond brings together the security of a Norwich and Peterborough Combination Bonus Savings Account, giving you regular year-on-year growth, plus the potential capital growth opportunity of an AXA Investment Bond.
All you need to know about Combination Bonus Savings Account
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 24/04/08. |
| £25,000 and over |
3.70% |
2.96% |
3.70% |
| £10,000 - £24,999 |
3.50% |
2.80% |
3.50% |
| £4,000 - £9,999 |
3.30% |
2.64% |
3.30% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
| Previous rates effective from 21/02/08. |
| £25,000 and over |
4.05% |
3.24% |
4.05% |
| £10,000 - £24,999 |
3.85% |
3.08% |
3.85% |
| £4,000 - £9,999 |
3.65% |
2.92% |
3.65% |
Combination Bond II
The Combination Bond II brings together two key elements. First, the peace of mind provided by a Norwich and Peterborough Combination Bond II savings account with regular year on year growth. Second, it gives the potential growth opportunity of an investment bond from one of three leading financial investment providers – AXA, Legal & General and Prudential.
All you need to know about Combination Bond II
Current rates
| Account balance |
Gross* |
Net** |
AER*** |
| Current rates effective from 24/04/08 |
| £25,000 and over (excluding 2.5% bonus) |
3.90% |
3.12% |
3.90% |
| £25,000 and over (including 2.5% bonus) |
6.40% |
5.12% |
6.40% |
| £10,000 - £24,999 (excluding 2.5% bonus) |
3.70% |
2.96% |
3.70% |
| £10,000 - £24,999 (including 2.5% bonus) |
6.20% |
4.96% |
6.20% |
| £4,000 - £9,999 (excluding 2.5% bonus) |
3.50% |
2.80% |
3.50% |
| £4,000 - £9,999 (including 2.5% bonus) |
6.00% |
4.80% |
6.00% |
Previous rates
| Account balance |
Gross* |
Net** |
AER*** |
| Previous rates effective from 21/02/08 |
| £25,000 and over (excluding 2.5% bonus) |
4.25% |
3.40% |
4.25% |
| £25,000 and over (including 2.5% bonus) |
6.75% |
5.40% |
6.75% |
| £10,000 - £24,999 (excluding 2.5% bonus) |
4.05% |
3.24% |
4.05% |
| £10,000 - £24,999 (including 2.5% bonus) |
6.55% |
5.24% |
6.55% |
| £4,000 - £9,999 (excluding 2.5% bonus) |
3.85% |
3.08% |
3.85% |
| £4,000 - £9,999 (including 2.5% bonus) |
6.35% |
5.08% |
6.35% |
Definitions