Personal loans
All you need to know about an N&P Personal loan
In the early 1990s everything from houses to holidays and cars was much, much cheaper. But while prices continue to go up and up, at Norwich and Peterborough, our typical personal loan rate is lower than it was 15 years ago*. For a loan of between £10,000 - £25,000, over 5 years, the typical APR is an attractive 8.9%. Let us know how much you would like to borrow and for how long, and we'll give you a quote based on your personal circumstances.
Typical 8.9% APR variable
This is what's on offer with an N&P Personal loan:
- Choice of repayment periods up to 7 years
- Decision in minutes
- Money can be paid into an N&P Gold Current Account on the same day (subject to conditions), or another nominated account via BACS or TT (Telegraphic Transfer)
- Protect your loan repayments with Payment Protection Insurance (optional)
- Easy to apply - Existing customers can apply online, by phone or in branch, If you are not a customer you can apply through any of our branches.
Use the loan repayment calculator and see how much you could afford to borrow and how much your monthly repayments could be.
Important information
A Telegraphic Transfer will incur a charge of £30.
Loans are provided, subject to status, by Norwich and Peterborough Building Society, Peterborough Business Park, Lynch Wood, Peterborough PE2 6WZ. Authorised and regulated by the Financial Services Authority. Written quotations are available on request. To apply you must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man). APR and repayment details are correct at the time of publishing. The rate offered will depend on personal circumstances, credit reference procedures and other related factors.
*Before 2007, N&P Personal loans were provided by third parties. N&P now provides its own Personal loans and the rate advertised in 2007 is lower than it was 15 years (compared to the rates of an N&P Personal loan previously provided by these third parties). APR and repayment details are correct at the time of publishing.