Additional borrowing

Overview

If you’ve been planning some home improvements like a new kitchen or conservatory, why not consider additional borrowing to help pay for it?

If you already have a mortgage with us and your home is worth more than you owe on it (the difference is known as ‘equity’) additional borrowing may be able to help you achieve your plans.

What rates are available for additional borrowing?

Additional borrowing is available on a selection of our discounted, fixed, base rate tracker, offset and standard variable rate products.

Apply now, or call us on 0845 300 2522 for more information.

or

Please select the option below which applies to you to see what schemes are available.

Mortgages taken out before 31st October 2004

Mortgages taken out after 31st October 2004

The minimum advance

Whatever you’re borrowing the money for, the minimum loan amount is £1,000.

Repayment period

Repayments can be spread over the remainder of the original mortgage term or over a shorter period subject to terms and conditions.

What you can use the money for?

You can use your additional borrowing for almost any purpose, whether it’s home improvements, a new car or a holiday – you choose.

Your mortgage
Moving home
Remortgaging
Mortgage options
Fixed rate
Fix & Track
Base rate tracker
Offset
Spanish mortgages
Additional borrowing
Standard variable rate
Brown
Buy to let
Green
Lend a hand
Self Build