5 Year Fixed Rate Mortgages

The interest rate will be fixed for a set period at the start of your mortgage. A fixed rate mortgage could be an appropriate choice if you want to be certain that your monthly repayments are going to stay put for a fixed period. The standard minimum advance is £20,000 (unless stated otherwise).

All you need to know about Fixed rate mortgages

Fixed for 5 years

Initial Rate Then changing for remaining term to The overall cost for comparison is
6.08% 7.05%, variable 6.9% APR
Reservation fee £495 LTV 75% | Contact Centre only Early Repayment Charge if you repay all of this mortgage within the first 5 years
  request a callback apply online

Initial Rate Then changing for remaining term to The overall cost for comparison is
6.18% 7.05%, variable 6.9% APR
Reservation fee £595 | One free standard mortgage valuation Legal Fees paid for remortgages or £200 cash back. £200 for purchases | LTV 75% Early Repayment Charge if you repay all of this mortgage within the first 5 years
  request a callback apply online

10% penalty-free capital repayment per annum facility available (subject to £10,000 maximum)


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage options
5 Year Fixed rate
10 Year Fixed rate
20 Year Fixed rate