Standard variable

Overview

This is our ‘plain vanilla’ mortgage. The interest rate charged – and therefore your monthly repayments - can change, for example due to market conditions, throughout the mortgage term. Your monthly payment will, however, only change once a year under our annual review procedure.

All you need to know about standard variable mortgages

Standard variable rate mortgage

Variable rate payable for whole of mortgage The overall cost for comparison is
7.00% 7.4% APR Apply
These mortgages apply to Gibraltar properties only.
Your mortgage
First time buyer
Moving home
Remortgaging
Mortgage options
Fixed rate
Base rate tracker
Spanish mortgages
Standard variable rate
Buy to let