Fixed rate mortgages

All you need to know

Available to first-time buyers, customers moving house or remortgaging from another lender

You can borrow up to 90% of our mortgage valuation of the property or the purchase price (if applicable), whichever is lower, unless stated otherwise on the interest rates schedule
An early repayment charge may be payable if the loan is repaid during the early years of the mortgage term. The early repayment charge will be calculated using the interest rate that applies when the loan is repaid
Reservation fee added to the mortgage account on completion
Payment holidays and underpayment facility once you have made enough overpayments to cover the payment holiday or underpayment(s)
Portable
The standard minimum advance is £20,000 (unless stated otherwise).