Base rate tracker mortgages

Key features

Available to first-time buyers, customers moving house or re-mortgaging from another lender.
You can borrow up to 90% of our mortgage valuation of the property or the purchase price (if applicable), whichever is lower, unless stated otherwise on the interest rates schedule.
No early repayment charge.
Payment holidays and underpayment facility once you have made sufficient overpayments to cover the payment holiday or underpayment(s).
Rate will change within 30 days of a change in UK Bank Base Rate.
The minimum interest rate charged will be 3%.
Minimum loan £100,000.
£245 reservation fee.
The standard minimum advance is £20,000 (unless stated otherwise).