Protection

Overview

A breathing space when you most need it…

There are ways you can survive those tricky periods when your income stops but the bills keep on coming. No matter whether the problem is caused by sickness or an accident, we can show you the way to handle it.

Simple, affordable, sensible Life Insurance

No one likes to think about it, but if you died sooner rather than later, would you want to leave your family with debts? Of course you wouldn’t – especially when there’s a relatively inexpensive. way of dealing with the problem. Life insurance is about filling the financial ‘gaps’ you might leave if you were to die owing money.

A life policy can pay off the outstanding balance on your mortgage and any other loans you may have; it can also provide money to help your family maintain their standard of living.

You can have as much or as little cover as you want. And if you already have a policy that’s five years old or more, you might find that we can reduce your premiums.

Make an appointment with our Financial Adviser now

Critical illness cover – helps everyone get over a problem

In simple terms, critical illness insurance pays out a guaranteed tax-free lump sum if you - or anyone else who’s covered by the policy - contracts a serious illness or has to have certain types of surgery.

The sum can be used for any purpose but usually it helps cover the extra expenses associated with living with – and surviving - a particular condition. Please note that many policies are restricted by the illnesses they will cover.

Make an appointment with our Financial Adviser now