Pension Planning

Pension Advice

6 April 2006 was 'A-Day' - was your pension affected?

'A-Day' was when the Government introduced a simplified tax system for all pension arrangements. Click here to learn more about 'A-Day'.

Pensions – who said anything about 'old age'?

Anything is better than nothing, so now is the time to establish your pension. That’s what it boils down to. Why risk having to give up the ‘good life’ when you retire? Tell us your plans and then we’ll find the personal pension plan for you.

What you don’t know about pensions can hurt you

If you’re depending solely on the state to provide you with a comfortable retirement, then you ought to think again.

Many experts say that in future the state pension will not give people anywhere near the level of income they need for a retirement free of financial worry. So maybe you need to seriously consider to take out your own personal pension? But before you do anything, please talk it over with us first. Why? Because pensions are complicated.

For example: if you’re employed you may need a different kind of pension from someone who’s self-employed. And if you already have a personal pension, could you do better? On top of that, there are new rules being introduced which may also affect your interests.

If it all sounds too much don’t worry, we can talk you through. We’ll explain how pensions ‘work’; how best to look after your family’s interests; tell you about the tax benefits you get when you have your own personal pension; and we’ll help you calculate what kind of retirement income you might need.

Like to know more about pension planning?

If you would like pension advice or help with arranging your retirement plan you can either:
Click here to arrange an appointment, visit one of our branches or call 0845 300 2511.